money blog

A few years ago I was let go from a job before my probationary period ended because according to the supervisor I was ‘not a fit.’ What should I write on employment application form? Can I say that I left to ‘pursue other opportunities’? The job was a little over an hour away so it was a pretty crazy commute. Could I say I left to ‘pursue other opportunities closer to home?’

I am having a great difficulty filling out first time home buyer credit tax refund. I started with Turbo Tax only to discover that I am not allowed to e-file so I mosey over to H&R Block only to discover that they cant process my tax refund because they also e-file so they highly recommended me that I just do it the good old way with a 1040 form and appropriate tax forms for first time home buyer. Now I am very much capable of filling out my taxes because after all that is exactly what I have been doing in the last 11 years. This time, however, I am lost in the sea of confusion.
I took out a loan from my step father who in turn took out a loan from 2 banks. His credit history allows him to buy homes and rent them out. So having an opportunity to go ahead and save myself almost $500 on overpaying for a rental property I decided to purchase a home. With economy the way it is, I found myself a phenomenal deal. A town home that was originally sold for twice that much and was in foreclosure. One of the incentives of course was the 8000 home buyer credit. When I first heard of it, my step father had no comment as program had just presented itself. So now.. almost a year later when its time for my taxes I cant get him to provide me a 1098 form which would allow me to fill out my deductions. When I did my deductions through Turbo Tax they came out to a greater refund than standart deduction but only by a few more dollars. So when I asked my step father to provide me with that information he said that I should just stick with standart deduction as he has no time to work on taxes now. (That’s coming from a guy who fills out taxes on April 14th and always mails them in late). Now me.. being the good boy have always filed for tax return the second I got my w2 form and all appropriate paperwork. This year I got 2 papers from my college loan lenders as well as my w2 but behold I do not have my form for the house loan. I do have a very nice paper that came to me from my realtor that outligns every single payment and tax and fee for the next 30 years. Paper came from PA and is called Amortization schedule.
My step father, I think, either does not know about the first time home buyer credit or knows about it and plans to file under the new program getting 6500 or whatever it is now all for himself. I am terrified to even bring this up in a conversation because me and him have a very uneasy relationship and everything to do with finances comes out to him requesting that every extra dollar that I make going straight to repay my loan. Speaking of which I have 3 college loans. One is through him and yet again he does not want to provide me with 1098 even for that. Its been like that ever since i graduated college. I strongly suspect that he is claiming all those loans as his tax write off for himself and of course the entire family with exception of myself since I moved out in 2002.
So here I am with an opportunity to get a tax refund of 8600 but I do not have 1098 form from him. After speaking with H&R block they advised me to file a regular tax refund and do an ammendment to that which would mean that I get 600 now and 8000 after the ammendment. Unfortunately though an ammendment is a paper that requires that dredded 1098 form meaning that I can not get the 8000 if the auditor at irs considers that my Amortization Schedule is not enough. I can not afford to not get this tax credit. I just cant. Every single penny that I would have gotten from this return would have gotten to pay for my home taxes, home owner association fees, Community District Developer fees, car registration renewal+insurance and home insurance. All of that is coming up in the following schedule.
3100 for taxes and HOA needs to be paid asap
CDD in amount of 1826 needs to be paid asap
800 Home insurance will need to be paid on April 30th
Car registration and renewal needs to be paid on Feb 26/March 30th in amount of 720
That totals to 6446 that I MUST pay without ifs buts or ands. I do not have that much money. I might be able to scramble that much by next year but with today’s economy where everything is going up in price every day.. I cant afford to make any more cuts in my budget, I already cut out 500 dollars by reducing my entertainment and food rations to a low low budget of “barely”. This year I lost 16lbs because of malnutrition to save an extra few dollars to pay for living expenses.
Total amount that I wanted to pay out in 1 short February comes out to 6446, I have 500 in my bank so with 8600 refund I was hoping to get my taxes out the way and set aside some money for next year’s taxes. As you can see I NEED this tax credit to get my life back into shape. I am a very responsible person who is very conservative with money. I have a great job but in today’s economy its just that much harder to keep moving forward.
I was wondering if I could “squeeze by” the IRS tax auditor with just the Amortization Schedule. From what I

that people on student visas in the US have more opportunities than a US citizen when it comes to further education? Specially at MS, PhD.
My co-workers say that is easier for immigrant students to pursue further education…while US citizen don’t have that opportunity…what do you think? it this a fair statement?
I work with a lot of people form India, China, Russia, Germany, etc (80% of our researchers are foreign) and they seem to be the most qualified people. There are Americans who are qualified too, BUT my co-workers blame this on the system. I don’t agree, I think if anything it has to be harder (learn the language, learn the culture AND get the knowledege), be far away from home, many times on their own, etc.
I’m fulltime employee/part-time student American and all this is not easy (money and time) and I would like to know what are your experiences.
I’m looking for honest and OBJECTIVE answers please. Thank you

I am an african american single mother. I have dreams of moving to Georgia form my current home in Maryland. I envision good schools, job opportunities, lower housing cost, and a over good environment to raise my daughter in. Am I just walking around with my head in the clouds? My mom warns me of sickening humidity, and rampant racism. What is the real deal down there? Thanks.

I don’t want to post an add in different websites or contact the customer just typing what they want in whatever form they like & get paid Any opportunity is there like this?

i am filling in a form for a job at pets at home i am stuck on 2 questions not sure what to put.
1. give an example of where you have seen an opportunity to improve something and have acted upon on it. what did you do? what happened as a result?
2. when have you delivered/received great service? what did you do/receive?

I have ADD. I don’t have insurance and unemployed. I am going to school to help with career opportunities. In class or at home, I can’t focus when reading or studying. It has always been a problem for me since i was a child. But now, due to lack of funds and insurance I cant get a prescription. Is there anything that i can take over the counter that can help. I’ve tried Ginko and that doesn’t seem to really help. Any ideas would be appreciate. Thanks.

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I am a struggling college student whose family is high in debt. My father died recently, if that was not devastating enough we learned quickly that he was tens of thousands of dollars in debt and he also had not filled his tax forms from 2005!! My four siblings, mother and I were dependent on my father, he was about to pay for my college. Now I regret going to college (which I started only one month before he died).
I want to work, but I can’t get a job because of a certain condition. I could work at home, but I can’t seem to find legitimate job opportunities. I don’t have any skills to do freelance work either. I am just a college freshman. Help please.

Here’s a copy of the email. I want to know if it’s legit? And if anyone has tried it before? I’ve also received other emails like this but from Ashley Furniture.
Graybar Electric Co. Inc Career Opportunities Interested Applicant: We are currently seeking 24 part or full time employees for our ever-growing Accounts Receivable Department. Through extensive demographic research, we have discovered a wealth of untapped human resources that, for one reason or another, need the freedom to work from home. If this sounds like you, please read on, and consider becoming part of our company family.
Graybar Electric Co. Inc is a leading $3.2 billion global electrical supplier that has grown from our original 5 North American manufacturing facilities since our founding in 1994, to 27 global locations serving over 100 customers in 12 countries. Due to our wide and varied interest, as well as ever increasing overhead, we have found it necessary to have our clients prepay for orders, whether in part, or full. Since the majority of our clients are overseas, most of our cash flow comes in the form of certified checks or money orders, payable in US Funds.
The position of Accounts Receivable officer entails the following duties: coordinate payments from our clients, receive payments, process payments at your local bank, and forward 90% of funds received to the proper branch office, as instructed. The remaining 10% is your compensation. Since this position is need-based, you will have plenty of free time while enjoying a good income. If interested, please reply with full name, full residential address, phone numbers, and email address, so that one of our Human Resource Managers can contact you for an interview. Please specify the best way to contact you in your reply email or phone. We appreciate your interest in Graybar Electric Co. Inc!
Robert A Reynolds, Jr.Chairman & CEO,Graybar Electric Co. Inc
8000 W Florissant Ave,St Louis MO 63136

I have often come across these work from home websites and wonder do any of them yield any realistic success.
The prolonged details seem to steer around outlining exactly what the ‘work’ involves form day to day or month to month and how an income is actually made. They insist on no selling or keeping stock and not being MLM. Can anyone tell me more ?