How can I cash in savings bonds that I got as a child,?
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Q&A: How can I cash in savings bonds that I got as a child,?
I recieved a lot of savings bonds as gifts, but I dont have any paper showing so. What can I do to retrieve this information, and cash in my bonds?
I dont actually have the bond papers. That is my problem!
The following is the answer:
Answer by teamkimme
As long as you have the savings bonds and they have your name on them, you only have to take them to a bank. With you proper ID they will be able to cash them in for you and will be able to give you the proper interest. They stop earning interest after a certain amount of time, so don’t let them hang on for say 25 year thinking you’ll earn lots of money, you do better investing them or putting them in a mutual fund.
Answer by ps2754
So, you are saying that you have no proof of ownership of any savings bonds? How do you know whether or not they have been cashed in already?
Go to the Official US Savings Bonds website: http://www.publicdebt.treas.gov
and you will find out more information there about lost bonds, how to redeem savings bonds, etc.
Good luck
Answer by MTB
Just present the bonds to a nationally chartered bank and its a done deal.
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