money blog

Credit Cards|Salvation Army kettles accept credit cards
Soon, you may be able to pull out your credit card to make your donation. The charitable organization, known for its holiday bell ringers and red kettles, will be getting a 21st century update thanks to Square, an electronic payment service that …
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The Skinny on Credit Cards: How to Master the Credit Card Game

The Skinny on Credit Cards, How to Master the Credit Card Game. Finally, someone has written a book which is clear, concise and comprehensive on the subject of credit cards. The Skinny on Credit Cards will be helpful to everyone from the young adult getting his or her first card to the older adult who has used cards for years and never really totally understood the rules of the game. The Skinny on Credit Cards is a compilation of all the books and articles that have been written on the subject. All the experts were consulted. The Skinny On™ presents all the relevant information in an entertaining and easy-to-digest fashion. The credit card world is willing to lend you money. They want money back in return in the form of fees and interest. In some ways, the use of a credit card is a big game. Your job as a consumer is to play the game well so that you get more out of the relationship than do the credit card issuers. The Skinny on Credit Cards will teach you how to win the game!!

List Price: $ 14.95 Price: $ 5.98

Credit Cards|CreditCards.com: Weekly Credit Card Rate Report
AUSTIN, Texas, Oct. 19, 2011 /PRNewswire/ — Interest rates on new credit card offers fell for the first time since July, according to the CreditCards.com Weekly Credit Card Rate Report. The average is composed of 100 of the most popular credit cards …
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Credit Cards|Pick the right card for college students
That's because many students still need mom or dad's help to get a credit card. Before last year, undergraduates could freely sign up for credit cards, with banks giving away T-shirts, mugs and other freebies to anyone who filled out an application. …
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Anne edited the following
Question: How many credit cards should I have?
I am new to the world of credit! I currently have 2 credit cards from Bank of America and Wells Fargo for 2 months. Should I still apply for another one or two or three?? If so, what’s d’ best credit card for the people whos just starting building credit.

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Hi,my name is Anne,I did the following:
Q&A: Credit card company canceled my cards because they were not used, will that ruin my credit score?
I did not choose to close them. The bank companies decided to send letters stating that they were closing them, and I am guessing it’s because the economy is so bad. But I hope my credit is not ruined because of their decision to close my credit cards. Has anyone else experienced this?

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These are useful and collceted by Anne!
Q&A: Is your credit score determined per card or by your total available credit across all cards?
Alright… So I got two credit cards, both with 00 lines of credit on them. If I were to charge an upwards of 0 – 0 on one card and not use the other, does the debt to credit ratio get calculated on a per card basis or is it reflected on your entire available credit across all cards? I am trying to increase my credit score and I was wondering if perhaps I should use both cards or if I can use just the one. Thanks.

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Anne edited the following
Question: If I combine credit cards from the same issuer will my credit score go down?
I have 2 credit cards from capital one and I want to combine the limits onto one card. Will that I hurt my score or make no difference since the available credit will still be the same amount?
Both cards have a 0 balance; I pay them off every month. I just want one less card to carry, but want the same limit on one card.

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Anne edited the following
Question: What to do with unsolicited credit cards?
I have good credit & I trust NO ONE with my personal information. My g/f on the other hand is rather stupid. She’ll give out anything to anyone. I tried to help her cerdit out by putting her on one of my cards; the one with the lower limit. Now she gets these unsolicited cards & they bill her for them even if she dont use them. Then when you call to cancel they keep u on hold till you hang up. Is there a way out of this for her?

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These are useful and collceted by Anne!
Question: Closing credit cards that are paid in full and not using?
I have a few credit cards that at one time I used but not longer use because I try to keep a 0% interest card and use that.

My question is should I close these cards? They all have balances on them but I do not want to hurt my credit score by doing this.

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