Anne edited the following
Question: How many credit cards should I have?
I am new to the world of credit! I currently have 2 credit cards from Bank of America and Wells Fargo for 2 months. Should I still apply for another one or two or three?? If so, what’s d’ best credit card for the people whos just starting building credit.
Hi,my name is Anne,I did the following:
Q&A: Credit card company canceled my cards because they were not used, will that ruin my credit score?
I did not choose to close them. The bank companies decided to send letters stating that they were closing them, and I am guessing it’s because the economy is so bad. But I hope my credit is not ruined because of their decision to close my credit cards. Has anyone else experienced this?
These are useful and collceted by Anne!
Q&A: Is your credit score determined per card or by your total available credit across all cards?
Alright… So I got two credit cards, both with 00 lines of credit on them. If I were to charge an upwards of 0 – 0 on one card and not use the other, does the debt to credit ratio get calculated on a per card basis or is it reflected on your entire available credit across all cards? I am trying to increase my credit score and I was wondering if perhaps I should use both cards or if I can use just the one. Thanks.
Hi,my name is Anne,I did the following:
Q&A: What is the best loan to aplply for a home improvement or a credit line?If so what is the interest rate i need
I am remodeling my home from a 700sq ft to a 3000sq ft. What type of loan is best?
Anne edited the following
Question: If I combine credit cards from the same issuer will my credit score go down?
I have 2 credit cards from capital one and I want to combine the limits onto one card. Will that I hurt my score or make no difference since the available credit will still be the same amount?
Both cards have a 0 balance; I pay them off every month. I just want one less card to carry, but want the same limit on one card.
Anne edited the following
Question: What to do with unsolicited credit cards?
I have good credit & I trust NO ONE with my personal information. My g/f on the other hand is rather stupid. She’ll give out anything to anyone. I tried to help her cerdit out by putting her on one of my cards; the one with the lower limit. Now she gets these unsolicited cards & they bill her for them even if she dont use them. Then when you call to cancel they keep u on hold till you hang up. Is there a way out of this for her?
These are useful and collceted by Anne!
Question: Closing credit cards that are paid in full and not using?
I have a few credit cards that at one time I used but not longer use because I try to keep a 0% interest card and use that.
My question is should I close these cards? They all have balances on them but I do not want to hurt my credit score by doing this.
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Q&A: Can Visa/Mastercard Gift Cards work as a Credit card to buy stuff online?
I am planning to buy some stuff of the internet, but I do not own a credit card. I was told Visa or Mastercard Gift Cards can work like a Credit Card, but they say Debit Card on the card. Will a prepaid Gift Card work if the Only pay option is Credit Card, or does it depend on who your buying it from online? So please only respond if you have attempted this. Thanks.
Anne edited the following
Question: How do ebay purchases show up on a credit card bill statement? ?
I’m planning on buying something from ebay, but i dont want my parents to know about it… if i secretly buy it how will the purchase show up on the statement? its not like it a HUGE thing (its only ten dollars) but i want to keep it secret. Is it described as an ebay purchase, or as the product?
Do you find what you need? Look here!
Question: I collecting all the credit cards issue in the united states, which one am i missing?
I already have visa, mastercard, american express, discover, diners club, and JCB. Are there any more credit cards?
Please don’t mention credits cards issue by department stores like JC penny or cards issue by other companies like Capital one or CHASE.
